Mortgage Broker Stonefields
Stonefields is a masterplanned suburb on the old quarry: terraces, townhouses, and apartments, most of them on unit titles.
Mortgage advice for Stonefields
The body corporate or residents' society fee is part of the expenses from the first calculation. Newer buildings still need the disclosure read. A small floor area or a high levy changes the lender, even when the building is only a few years old.
It does not lend like a villa suburb, even though it sits beside St Johns and Glen Innes. If you are comparing a Stonefields terrace with a house in one of those suburbs, keep two checklists.
Appointments for Stonefields are by video with an adviser from our Paraparaumu team. We are FMA licensed (FSP665511), independent of any one bank, and we compare 16+ lenders. Mortgage advice is free to you. The lender pays a commission when the loan settles.
The title type changes the loan
A townhouse in Stonefields might be fee simple, unit title, or part of a residents' society. Those are different fees, different insurance, and a different list of comfortable lenders. We check the title before anyone compares rates.
People comparing Stonefields usually also look at St Johns, Glen Innes, Mount Wellington, and Ellerslie. Each of those has its own page. The adviser is the same. The property is not.
What to have ready
If you already have the body corporate disclosure, the minutes, and the building's insurance, send them through. The first meeting can still start from income and the deposit.
Photo ID, recent payslips, or two years of financial statements if you are self-employed. A list of debts, including buy-now-pay-later and the limit on a card you clear every month. A KiwiSaver statement if that balance is the deposit. You do not need a sale and purchase agreement to start.
Near Stonefields
Request a mortgage appointment
Send a few details and we will arrange a video appointment with an adviser.
The advisers
Who arranges the mortgage
The lending team is based in Paraparaumu. You meet them at the office, at home in the Wellington region, or by video.
Richard Banks
Managing Director
Founded Orange Network in 2010 and still sits with clients on the mortgage, from the first conversation through to settlement.
Chad Weber
Head of Lending
Leads the lending team. First homes, refinancing, investment, and construction, across 16+ lenders.
Lindsay Hill
Relationship Manager, Mortgages
Mortgage adviser for home buyers and investors. Meets across Wellington, Kapiti, Levin, and further afield.
Adelaide Levy
Relationship Manager, Mortgages
First homes, pre-approval, and refinancing, with a clear view of whether a better structure is available.
The panel
Compared before anyone picks a bank
Major banks and specialist funders. The name on the recommendation is the one that fits the application, not the one with the loudest rate.
A sample of the panel. Not every application goes to every lender.
Frequently Asked Questions
- Does a Stonefields townhouse need anything extra?
- The body corporate or residents' society fee is part of the expenses from the first calculation. Newer buildings still need the disclosure read. A small floor area or a high levy changes the lender, even when the building is only a few years old. The title type is the first question, before the rate.
- Can I use KiwiSaver for a first home in Stonefields?
- Yes, if you have been a member for at least three years and the house is one you will live in. You leave $1,000 in the account. The withdrawal and the loan have to be ready together. The First Home Grant closed on 22 May 2024.
- Do you have an office in Stonefields?
- Our office is at Coastlands in Paraparaumu. Auckland appointments are by video, with the same documents and the same lender comparison as a meeting in person.
- Is mortgage advice free?
- Yes. There is no upfront fee for mortgage advice. Orange Network is paid a commission by the lender when the loan settles.
Ready to get started?
Book a video appointment with an adviser from our Paraparaumu team. We will work through the lending with you.