Mortgage Broker Point Chevalier
Point Chevalier is bungalows and villas, some on cross-lease, on the streets between the beach and Western Springs.
Mortgage advice for Point Chevalier
Renovated bungalows are the usual purchase, and unconsented work is the usual snag. A cross-lease needs the flats plan as well as the consent file.
The beach end and the village end get searched together. A house one street back is a different insurance conversation from one that faces the water. Tell us which.
Appointments for Point Chevalier are by video with an adviser from our Paraparaumu team. We are FMA licensed (FSP665511), independent of any one bank, and we compare 16+ lenders. Mortgage advice is free to you. The lender pays a commission when the loan settles.
Older houses and unconsented work
An older house in Point Chevalier often has a kitchen, a loft, or a deck that went in without consent. Unconsented work, old wiring, or a roof an insurer will exclude belongs in the deposit conversation. The building report is part of the lending file, not a surprise after the offer goes unconditional.
People comparing Point Chevalier usually also look at Westmere, Mount Albert, Waterview, and Western Springs. Each of those has its own page. The adviser is the same. The property is not.
What to have ready
The title, and the flats plan if it is a cross-lease. Any consent paperwork you already know about. If a renovation is underway, say what is finished and what is not.
Photo ID, recent payslips, or two years of financial statements if you are self-employed. A list of debts, including buy-now-pay-later and the limit on a card you clear every month. A KiwiSaver statement if that balance is the deposit. You do not need a sale and purchase agreement to start.
Near Point Chevalier
Request a mortgage appointment
Send a few details and we will arrange a video appointment with an adviser.
The advisers
Who arranges the mortgage
The lending team is based in Paraparaumu. You meet them at the office, at home in the Wellington region, or by video.
Richard Banks
Managing Director
Founded Orange Network in 2010 and still sits with clients on the mortgage, from the first conversation through to settlement.
Chad Weber
Head of Lending
Leads the lending team. First homes, refinancing, investment, and construction, across 16+ lenders.
Lindsay Hill
Relationship Manager, Mortgages
Mortgage adviser for home buyers and investors. Meets across Wellington, Kapiti, Levin, and further afield.
Adelaide Levy
Relationship Manager, Mortgages
First homes, pre-approval, and refinancing, with a clear view of whether a better structure is available.
The panel
Compared before anyone picks a bank
Major banks and specialist funders. The name on the recommendation is the one that fits the application, not the one with the loudest rate.
A sample of the panel. Not every application goes to every lender.
Frequently Asked Questions
- Do you handle older houses in Point Chevalier?
- Renovated bungalows are the usual purchase, and unconsented work is the usual snag. A cross-lease needs the flats plan as well as the consent file. A building report is worth more here than a suburb average.
- Can I use KiwiSaver for a first home in Point Chevalier?
- Yes, if you have been a member for at least three years and the house is one you will live in. You leave $1,000 in the account. The withdrawal and the loan have to be ready together. The First Home Grant closed on 22 May 2024.
- Do you have an office in Point Chevalier?
- Our office is at Coastlands in Paraparaumu. Auckland appointments are by video, with the same documents and the same lender comparison as a meeting in person.
- Is mortgage advice free?
- Yes. There is no upfront fee for mortgage advice. Orange Network is paid a commission by the lender when the loan settles.
Ready to get started?
Book a video appointment with an adviser from our Paraparaumu team. We will work through the lending with you.