Mortgage Broker Palm Beach
Palm Beach is a Waiheke beach between Oneroa and Onetangi, with houses above the sand, used both as homes and as holiday places.
Mortgage advice for Palm Beach
The insurance quote and a clear answer on living there are the two facts that sort the lender. Short-stay use should be named early. A difficult drive or on-site wastewater joins that same first conversation.
This is Palm Beach on Waiheke, not a mainland suburb. Onetangi is the longer beach to the east. Oneroa is the village to the west.
Appointments for Palm Beach are by video with an adviser from our Paraparaumu team. We are FMA licensed (FSP665511), independent of any one bank, and we compare 16+ lenders. Mortgage advice is free to you. The lender pays a commission when the loan settles.
Say if you will live there
A house you will live in at Palm Beach, a holiday house, and a place used for short stays are three different applications. On-site wastewater, a rainwater tank, and a steep or shared drive belong in the first conversation, with the insurance quote. The lender list is shorter when the house is not a permanent home.
People comparing Palm Beach usually also look at Oneroa, Ostend, Onetangi, and Surfdale. Each of those has its own page. The adviser is the same. The property is not.
What to have ready
Tell us if you will live in the house or use it as a holiday place. If you already have the insurance quote, the title, and anything about wastewater or the water supply, send those through.
Photo ID, recent payslips, or two years of financial statements if you are self-employed. A list of debts, including buy-now-pay-later and the limit on a card you clear every month. A KiwiSaver statement if that balance is the deposit. You do not need a sale and purchase agreement to start.
Request a mortgage appointment
Send a few details and we will arrange a video appointment with an adviser.
The advisers
Who arranges the mortgage
The lending team is based in Paraparaumu. You meet them at the office, at home in the Wellington region, or by video.
Richard Banks
Managing Director
Founded Orange Network in 2010 and still sits with clients on the mortgage, from the first conversation through to settlement.
Chad Weber
Head of Lending
Leads the lending team. First homes, refinancing, investment, and construction, across 16+ lenders.
Lindsay Hill
Relationship Manager, Mortgages
Mortgage adviser for home buyers and investors. Meets across Wellington, Kapiti, Levin, and further afield.
Adelaide Levy
Relationship Manager, Mortgages
First homes, pre-approval, and refinancing, with a clear view of whether a better structure is available.
The panel
Compared before anyone picks a bank
Major banks and specialist funders. The name on the recommendation is the one that fits the application, not the one with the loudest rate.
A sample of the panel. Not every application goes to every lender.
Frequently Asked Questions
- Can you arrange a mortgage on Palm Beach?
- The insurance quote and a clear answer on living there are the two facts that sort the lender. Short-stay use should be named early. A difficult drive or on-site wastewater joins that same first conversation. Tell us whether you will live there. That decides which lenders will look.
- Can I use KiwiSaver for a first home in Palm Beach?
- Yes, if you have been a member for at least three years and the house is one you will live in. You leave $1,000 in the account. The withdrawal and the loan have to be ready together. The First Home Grant closed on 22 May 2024.
- Do you have an office in Palm Beach?
- Our office is at Coastlands in Paraparaumu. Auckland appointments are by video, with the same documents and the same lender comparison as a meeting in person.
- Is mortgage advice free?
- Yes. There is no upfront fee for mortgage advice. Orange Network is paid a commission by the lender when the loan settles.
Ready to get started?
Book a video appointment with an adviser from our Paraparaumu team. We will work through the lending with you.