Mortgage Broker Newtown
Newtown is villas, bungalows, and flats, a short bus ride from the hospital and the city.
Mortgage advice for Newtown
The same street can hold a house you will live in and a flat let room by room. Say which one it is. Rent charged by the room is not always counted in full, and unconsented work on an older villa is a separate question.
People looking here are often also looking at an apartment in the CBD or a house in Karori. One borrowing number can sit behind that choice. The property still has to match it.
We meet Newtown clients at home, by video, or at our office at Coastlands in Paraparaumu. We are FMA licensed (FSP665511), independent of any one bank, and we compare 16+ lenders. Mortgage advice is free to you. The lender pays a commission when the loan settles.
Older houses, and what was consented
An older house in Newtown often has a kitchen, a loft, or a deck that went in without a full consent trail. Unconsented work, old wiring, or a roof an insurer will load belongs in the deposit conversation. The building report is part of the lending file.
People comparing Newtown usually also look at Wellington CBD, Thorndon, Karori, and Johnsonville. Each of those has its own page. The adviser is the same. The property is not.
What to have ready
The title if you have it, and any consent paperwork you already know about. If a renovation is underway, say what is finished and what is not.
Photo ID, recent payslips, or two years of financial statements if you are self-employed. A list of debts, including buy-now-pay-later and the limit on a card you clear every month. A KiwiSaver statement if that balance is the deposit. You do not need a sale and purchase agreement to start.
Near Newtown
Request a mortgage appointment
Send a few details and we will arrange a time at your place, on video, or at our Paraparaumu office.
The advisers
Who arranges the mortgage
The lending team is based in Paraparaumu. You meet them at the office, at home in the Wellington region, or by video.
Richard Banks
Managing Director
Founded Orange Network in 2010 and still sits with clients on the mortgage, from the first conversation through to settlement.
Chad Weber
Head of Lending
Leads the lending team. First homes, refinancing, investment, and construction, across 16+ lenders.
Lindsay Hill
Relationship Manager, Mortgages
Mortgage adviser for home buyers and investors. Meets across Wellington, Kapiti, Levin, and further afield.
Adelaide Levy
Relationship Manager, Mortgages
First homes, pre-approval, and refinancing, with a clear view of whether a better structure is available.
The panel
Compared before anyone picks a bank
Major banks and specialist funders. The name on the recommendation is the one that fits the application, not the one with the loudest rate.
A sample of the panel. Not every application goes to every lender.
Frequently Asked Questions
- Do you handle older houses in Newtown?
- The same street can hold a house you will live in and a flat let room by room. Say which one it is. Rent charged by the room is not always counted in full, and unconsented work on an older villa is a separate question. A building report is worth more here than a suburb average.
- Can I use KiwiSaver for a first home in Newtown?
- Yes, if you have been a member for at least three years and the house is one you will live in. You leave $1,000 in the account. The withdrawal and the loan have to be ready together. The First Home Grant closed on 22 May 2024.
- Do you have an office in Newtown?
- Our office is at Coastlands in Paraparaumu. We meet at your home, by video, or at the office. Monday to Friday, 9am to 5pm, by appointment.
- Is mortgage advice free?
- Yes. There is no upfront fee for mortgage advice. Orange Network is paid a commission by the lender when the loan settles.
Ready to get started?
Book a time at your place, on video, or at our Paraparaumu office. We will work through the lending with you.