Mortgage Broker Howick
Howick is the old village, with cottages and houses around the shops and family homes on the streets behind.
Mortgage advice for Howick
A village cottage that has been altered needs the consent file. A newer family house is a standard file. An apartment, where one appears, needs the body corporate.
The beaches at Cockle Bay and Mellons Bay are part of the same search and have their own insurance questions. A house by the Howick shops usually does not.
Appointments for Howick are by video with an adviser from our Paraparaumu team. We are FMA licensed (FSP665511), independent of any one bank, and we compare 16+ lenders. Mortgage advice is free to you. The lender pays a commission when the loan settles.
Say what you are actually buying
Tell us what you are actually buying in Howick. A house on its own section, an apartment with a body corporate, and a place with a commercial use do not go to the same lender on the same terms. The rate comparison comes after that, not before.
People comparing Howick usually also look at Cockle Bay, Pakuranga, Mellons Bay, and Botany Downs. Each of those has its own page. The adviser is the same. The property is not.
What to have ready
Tell us the use of the property in the first message: home, rental, or commercial. If there is a lease in place, the rent and the term are part of the file.
Photo ID, recent payslips, or two years of financial statements if you are self-employed. A list of debts, including buy-now-pay-later and the limit on a card you clear every month. A KiwiSaver statement if that balance is the deposit. You do not need a sale and purchase agreement to start.
Near Howick
Request a mortgage appointment
Send a few details and we will arrange a video appointment with an adviser.
The advisers
Who arranges the mortgage
The lending team is based in Paraparaumu. You meet them at the office, at home in the Wellington region, or by video.
Richard Banks
Managing Director
Founded Orange Network in 2010 and still sits with clients on the mortgage, from the first conversation through to settlement.
Chad Weber
Head of Lending
Leads the lending team. First homes, refinancing, investment, and construction, across 16+ lenders.
Lindsay Hill
Relationship Manager, Mortgages
Mortgage adviser for home buyers and investors. Meets across Wellington, Kapiti, Levin, and further afield.
Adelaide Levy
Relationship Manager, Mortgages
First homes, pre-approval, and refinancing, with a clear view of whether a better structure is available.
The panel
Compared before anyone picks a bank
Major banks and specialist funders. The name on the recommendation is the one that fits the application, not the one with the loudest rate.
A sample of the panel. Not every application goes to every lender.
Frequently Asked Questions
- What should I tell you about a Howick property?
- A village cottage that has been altered needs the consent file. A newer family house is a standard file. An apartment, where one appears, needs the body corporate. House, apartment, or a commercial use: say which one it is.
- Can I use KiwiSaver for a first home in Howick?
- Yes, if you have been a member for at least three years and the house is one you will live in. You leave $1,000 in the account. The withdrawal and the loan have to be ready together. The First Home Grant closed on 22 May 2024.
- Do you have an office in Howick?
- Our office is at Coastlands in Paraparaumu. Auckland appointments are by video, with the same documents and the same lender comparison as a meeting in person.
- Is mortgage advice free?
- Yes. There is no upfront fee for mortgage advice. Orange Network is paid a commission by the lender when the loan settles.
Ready to get started?
Book a video appointment with an adviser from our Paraparaumu team. We will work through the lending with you.