Mortgage Broker Heretaunga
Heretaunga is known for larger sections and older houses between Silverstream and Trentham, rather than a tight suburban grid.
Mortgage advice for Heretaunga
Land size is the lending question. Some lenders who would take a Trentham bungalow will not take a Heretaunga section that has slipped toward a lifestyle block. Tell us the area and what is built on it at the start.
Buyers come here for the garden and then discover the title is the real variable. We would rather know that before a pre-approval is written for an ordinary lot.
We meet Heretaunga clients at home, by video, or at our office at Coastlands in Paraparaumu. We are FMA licensed (FSP665511), independent of any one bank, and we compare 16+ lenders. Mortgage advice is free to you. The lender pays a commission when the loan settles.
The land is part of the security
A standard house and a larger block in Heretaunga are different securities. Some lenders will take the extra land and some will not. The title, the land use, outbuildings, and any second dwelling belong at the start, while there is still time to choose the lender.
People comparing Heretaunga usually also look at Silverstream, Trentham, Totara Park, and Timberlea. Each of those has its own page. The adviser is the same. The property is not.
What to have ready
The record of title if you have it, and any resource consent you already know about. Tell us the land area and what is built on it.
Photo ID, recent payslips, or two years of financial statements if you are self-employed. A list of debts, including buy-now-pay-later and the limit on a card you clear every month. A KiwiSaver statement if that balance is the deposit. You do not need a sale and purchase agreement to start.
Near Heretaunga
Request a mortgage appointment
Send a few details and we will arrange a time at your place, on video, or at our Paraparaumu office.
The advisers
Who arranges the mortgage
The lending team is based in Paraparaumu. You meet them at the office, at home in the Wellington region, or by video.
Richard Banks
Managing Director
Founded Orange Network in 2010 and still sits with clients on the mortgage, from the first conversation through to settlement.
Chad Weber
Head of Lending
Leads the lending team. First homes, refinancing, investment, and construction, across 16+ lenders.
Lindsay Hill
Relationship Manager, Mortgages
Mortgage adviser for home buyers and investors. Meets across Wellington, Kapiti, Levin, and further afield.
Adelaide Levy
Relationship Manager, Mortgages
First homes, pre-approval, and refinancing, with a clear view of whether a better structure is available.
The panel
Compared before anyone picks a bank
Major banks and specialist funders. The name on the recommendation is the one that fits the application, not the one with the loudest rate.
A sample of the panel. Not every application goes to every lender.
Frequently Asked Questions
- Do you cover larger sections in Heretaunga?
- Land size is the lending question. Some lenders who would take a Trentham bungalow will not take a Heretaunga section that has slipped toward a lifestyle block. Tell us the area and what is built on it at the start. Tell us the land area when you get in touch.
- Can I use KiwiSaver for a first home in Heretaunga?
- Yes, if you have been a member for at least three years and the house is one you will live in. You leave $1,000 in the account. The withdrawal and the loan have to be ready together. The First Home Grant closed on 22 May 2024.
- Do you have an office in Heretaunga?
- Our office is at Coastlands in Paraparaumu. We meet at your home, by video, or at the office. Monday to Friday, 9am to 5pm, by appointment.
- Is mortgage advice free?
- Yes. There is no upfront fee for mortgage advice. Orange Network is paid a commission by the lender when the loan settles.
Ready to get started?
Book a time at your place, on video, or at our Paraparaumu office. We will work through the lending with you.