Mortgage Broker Awapuni
Awapuni is on the south-west side of the city, a mix of family houses and rentals, with Massey and the Linton side of town not far away.
Mortgage Broker Palmerston North
Mortgage advice for Awapuni
A rental here is an investment loan. Shaded rent and an allowance for vacancy are what a lender uses, not the figure in the advertisement. A house you will live in is a separate application, and KiwiSaver can only help with that one.
If you already own a home and this is the next property, bring both loan statements. The equity in the house you live in usually matters as much as the rent.
Appointments for Awapuni are by video with an adviser from our Paraparaumu team. We are FMA licensed (FSP665511), independent of any one bank, and we compare 16+ lenders. Mortgage advice is free to you. The lender pays a commission when the loan settles.
A home to live in, or a place to rent
Say whether you will live in the Awapuni property. A rental is an investment loan: the rent in the advertisement is not always the rent a lender will count, and KiwiSaver cannot fund it. A house you will occupy follows the owner-occupier rules, including a KiwiSaver withdrawal after three years of membership if it is a first home.
People comparing Awapuni usually also look at Kelvin Grove, Milson, Feilding, and Ashhurst. Each of those has its own page. The adviser is the same. The property is not.
What to have ready
Tell us in the first message whether you will live there. For a rental, the expected rent and the loan statement on the home you already own are part of the file.
Photo ID, recent payslips, or two years of financial statements if you are self-employed. A list of debts, including buy-now-pay-later and the limit on a card you clear every month. A KiwiSaver statement if that balance is the deposit. You do not need a sale and purchase agreement to start.
Near Awapuni
Request a mortgage appointment
Send a few details and we will arrange a video appointment with an adviser.
The advisers
Who arranges the mortgage
The lending team is based in Paraparaumu. You meet them at the office, at home in the Wellington region, or by video.
Richard Banks
Managing Director
Founded Orange Network in 2010 and still sits with clients on the mortgage, from the first conversation through to settlement.
Chad Weber
Head of Lending
Leads the lending team. First homes, refinancing, investment, and construction, across 16+ lenders.
Lindsay Hill
Relationship Manager, Mortgages
Mortgage adviser for home buyers and investors. Meets across Wellington, Kapiti, Levin, and further afield.
Adelaide Levy
Relationship Manager, Mortgages
First homes, pre-approval, and refinancing, with a clear view of whether a better structure is available.
The panel
Compared before anyone picks a bank
Major banks and specialist funders. The name on the recommendation is the one that fits the application, not the one with the loudest rate.
A sample of the panel. Not every application goes to every lender.
Frequently Asked Questions
- Can you finance a rental in Awapuni?
- A rental here is an investment loan. Shaded rent and an allowance for vacancy are what a lender uses, not the figure in the advertisement. A house you will live in is a separate application, and KiwiSaver can only help with that one. KiwiSaver cannot fund a rental. A house you will live in is a different application.
- Can I use KiwiSaver for a first home in Awapuni?
- Yes, if you have been a member for at least three years and the house is one you will live in. You leave $1,000 in the account. The withdrawal and the loan have to be ready together. The First Home Grant closed on 22 May 2024.
- Do you have an office in Awapuni?
- Our office is at Coastlands in Paraparaumu. Appointments are by video, with the same documents and the same lender comparison as a meeting in person.
- Is mortgage advice free?
- Yes. There is no upfront fee for mortgage advice. Orange Network is paid a commission by the lender when the loan settles.
Ready to get started?
Book a video appointment with an adviser from our Paraparaumu team. We will work through the lending with you.