Mortgage Broker Alicetown
Alicetown is the pocket between Petone and the Hutt centre: units, smaller apartment buildings, and houses close to the station.
Mortgage advice for Alicetown
A unit title needs the disclosure and the levies before the rate comparison. A standalone house on the same street does not. We check the title first so the file goes to a lender who will take that security.
Buyers fold Alicetown into Petone. The walk to the station is similar. The building, if there is one, is its own question.
We meet Alicetown clients at home, by video, or at our office at Coastlands in Paraparaumu. We are FMA licensed (FSP665511), independent of any one bank, and we compare 16+ lenders. Mortgage advice is free to you. The lender pays a commission when the loan settles.
The building is part of the application
In Alicetown, body corporate levies sit with the other commitments. The disclosure, the minutes, and the building's insurance decide which lenders will look. A very small floor area, a weather-tightness history, or a building used mostly for short stays can shorten that list.
People comparing Alicetown usually also look at Petone, Waterloo, Naenae, and Wainuiomata. Each of those has its own page. The adviser is the same. The property is not.
What to have ready
If you already have the body corporate disclosure, the minutes, and the building's insurance, send them through. The first meeting can still start from income and the deposit.
Photo ID, recent payslips, or two years of financial statements if you are self-employed. A list of debts, including buy-now-pay-later and the limit on a card you clear every month. A KiwiSaver statement if that balance is the deposit. You do not need a sale and purchase agreement to start.
Near Alicetown
Request a mortgage appointment
Send a few details and we will arrange a time at your place, on video, or at our Paraparaumu office.
The advisers
Who arranges the mortgage
The lending team is based in Paraparaumu. You meet them at the office, at home in the Wellington region, or by video.
Richard Banks
Managing Director
Founded Orange Network in 2010 and still sits with clients on the mortgage, from the first conversation through to settlement.
Chad Weber
Head of Lending
Leads the lending team. First homes, refinancing, investment, and construction, across 16+ lenders.
Lindsay Hill
Relationship Manager, Mortgages
Mortgage adviser for home buyers and investors. Meets across Wellington, Kapiti, Levin, and further afield.
Adelaide Levy
Relationship Manager, Mortgages
First homes, pre-approval, and refinancing, with a clear view of whether a better structure is available.
The panel
Compared before anyone picks a bank
Major banks and specialist funders. The name on the recommendation is the one that fits the application, not the one with the loudest rate.
A sample of the panel. Not every application goes to every lender.
Frequently Asked Questions
- Can you help with an apartment in Alicetown?
- A unit title needs the disclosure and the levies before the rate comparison. A standalone house on the same street does not. We check the title first so the file goes to a lender who will take that security. Bring the body corporate papers if you have them. You can start without them.
- Can I use KiwiSaver for a first home in Alicetown?
- Yes, if you have been a member for at least three years and the house is one you will live in. You leave $1,000 in the account. The withdrawal and the loan have to be ready together. The First Home Grant closed on 22 May 2024.
- Do you have an office in Alicetown?
- Our office is at Coastlands in Paraparaumu. We meet at your home, by video, or at the office. Monday to Friday, 9am to 5pm, by appointment.
- Is mortgage advice free?
- Yes. There is no upfront fee for mortgage advice. Orange Network is paid a commission by the lender when the loan settles.
Ready to get started?
Book a time at your place, on video, or at our Paraparaumu office. We will work through the lending with you.